Point Card (ポイントカード - Pointo Kādo)
Loyalty cards or smartphone apps presented during payment to earn points based on the purchase amount. Major reward systems include d-Point, T-Point, Ponta, and Rakuten Points.
Japan's 'Poi-katsu' (point-hunting) culture is highly popular. Customers accumulate digital points across common store alliances and use them just like cash for discounts.
Politely tell the cashier that you do not have a point card when asked at checkout.
When asked 'Pointo kādo wa omochi desu ka?' (Do you have a point card?) at checkout, how do you politely say you don't have one?